01 525 2537
All enquiries are confidential

Mortgage to Rent in Ireland

Mortgage to Rent has grown from a little-used scheme into one of the main routes families in mortgage arrears use to stay in their homes. Here's what that looks like in our own numbers, real stories, and the latest coverage of the scheme.

Our Track Record

450+
Families helped to stay in their homes
65%
of cases close within 12 months
31
Local Authorities partnered with nationwide
€250M
Institutional funding secured for the scheme
Avg +2
Average BER rating improvement per home
300
Families targeted for 2026

Mortgage to Rent in the News

How Government and national press have covered the scheme in recent years, and what it looks like from where we sit.

"The mortgage to rent scheme offers a practical solution and gives individuals and families peace of mind."Minister for Housing Darragh O'Brien

This followed the Government raising the scheme's property price ceilings — a change that's opened Mortgage to Rent up to more of the families we work with.

The Irish Times, Sarah Burns30 October 2024
"For someone in mortgage arrears to lose their home is hugely difficult and stressful."Minister for Housing Darragh O'Brien

It's the reason our own process is built around a single Tenant Liaison Officer guiding each family from first contact through to completion — 65% of our cases now close within 12 months.

RTÉ News, John Kilraine24 January 2022
"The report says it should be widely promoted in order to help meet the agreed targets under Housing for All."

That's consistent with our own experience: awareness, not eligibility, is often the biggest barrier we see homeowners in mortgage arrears face.

RTÉ News, Will Goodbody, Business Editor3 September 2024

Struggling with your mortgage?

Speak to us confidentially about whether Mortgage to Rent could help you stay in your home.

Talk to Us Today